Your money, in every currency you live in
One app for your salary, savings and spending — wherever you are. Here is what we plan to offer at launch.
Current account
An account with a European IBAN in your own name, so you can receive salary, pay bills and set up direct debits anywhere in the SEPA area.
Open it from your phone in minutes, with a passport or EU ID card and a selfie.
Multi-currency balances
Hold EUR, USD, CAD, GBP and other major currencies side by side, and exchange between them at a transparent rate with the fee shown up front.
Payments
SEPA Instant transfers in seconds, 24/7, and international transfers through SWIFT.
Scheduled and recurring payments, and splitting bills with other customers.
Cards
Virtual debit cards the moment your account is open, and a physical card delivered by post.
Apple Pay and Google Pay, instant notifications, and freezing a card with one tap.
Savings
Savings pots and fixed-term deposits, with rates published before launch.
Questions people ask
Can I open an account now?
Not yet. We will open accounts only after we receive a banking licence. Join the waitlist and we will invite you when we open.
Who will be able to open an account?
At launch, residents of the European Economic Area. Customers from other countries may be accepted later, subject to our onboarding and anti-money-laundering rules.
When will you launch?
The launch date depends on the regulator’s decision, which we don’t control. We will publish each milestone on the About & licensing page rather than promise a date.
How much will it cost?
The full price list will be published before we open accounts. There will be no hidden fees: every exchange and transfer fee will be shown before you confirm.
Be first in line when we open
Join the waitlist and we will write to you only about our launch: licensing milestones and your invitation to open an account.